Optima Bank & Trust Company

Description

Optima Bank & Trust Company provides personal and commercial banking services in Portsmouth. Its personal banking services include personal money market accounts, personal checking and savings accounts, interest bearing checking accounts, certificates of deposit, individual retirement accounts, fiduciary escrow accounts, debit cards and ATM transactions, online banking and bill payment, and wire transfer and ACH processing services. The companys personal deposit products include interest checking, money market, statement savings, certificate of deposit, IRA certificate of deposit, and health savings accounts. It also provides personal loan products, such as mortgage loans, construction loans, home equity lines of credit, installment loans, collateral loans, and overdraft protection lines of credit products. The companys commercial banking services include commercial money market accounts, commercial checking accounts, cash management accounts, debit cards and ATM transactions, wire transfer and ACH processing, online cash management, and online bill payment services. Its portfolio of commercial lending services comprise working capital and revolving lines of credit, overdraft line of credit, term loans for equipment and fixed assets, commercial real estate loans, construction loans, and SBA and BFA loans. The companys commercial deposit products include commercial checking, commercial analysis, commercial interest checking, lawyer trust, money market, statement savings, and certificate of deposit products. Optima Bank & Trust Company was formerly known as Optima Bank & Trust and changed its name to Optima Bank & Trust Company in July, 2008. The company was founded in 2007 and is headquartered in Portsmouth, New Hampshire with a branch office in North Hampton.

Tags:

Commercial Banking Products and Services, Equity Bank, Real Estate Banking, Mortgage Banking Services, Credit Card Loans, Capital Bank