Central Jersey Bancorp

Description

Central Jersey Bancorp operates as the bank holding company for Central Jersey Bank, N.A. that provides retail and commercial banking services primarily to customers located in Monmouth and Ocean Counties, New Jersey. The company accepts various deposit products, which include demand deposits, savings deposits, money markets accounts, time deposits, and individual retirement accounts. The company's loan portfolio includes installment loans, real estate mortgage loans, commercial mortgage/construction loans, home equity loans and lines of credit, secured and unsecured personal loans, overdraft lines of credit, auto loans, and small business loans. In addition, the company offers money orders, cashier checks and gift checks, wire transfers, U.S. Savings Bonds sales and redemptions, debit and ATM cards, federal payroll tax deposits, payroll services, safe deposit boxes, travelers checks, night depositories, bond coupon redemptions, bank-by-mail, direct deposit, business sweep accounts, automated teller machines, online deposit account and loan account applications, and telephone and Internet banking services. The company operates through 13 full-service branch facilities located in Belmar, Bradley Beach, Long Branch, Manasquan, Point Pleasant, Spring Lake Heights, Little Silver, Neptune City, Ocean Grove, Oakhurst, and Wall Township, New Jersey. The company was formerly known as Monmouth Community Bancorp and changed its name to Central Jersey Bancorp in January 2005. The company was founded in 1998 and is headquartered in Oakhurst, New Jersey. As of November 30, 2010, Central Jersey Bancorp operates as a subsidiary of Kearny Financial Corp.

Tags:

Loans and Financial, Retail Banking Loans, Individual Banking, Bank Securities, Real Estate Banking, Auto Loans, Banking Markets, Personal Loans, Market Loans